Unlocking The Secret Of Living Rich | Money Mastery | Financial Freedom

All great adventures must come to an end and so does this podcast.  I have deeply enjoyed our time together each week and will miss our interaction. But for me, it is time to move on.  I am focusing on my expanding business and creating BWM University where we will guide entrepreneurs through their path to success. If you would like to participate, go to www.brownwelchmehta.com and click on the University tab.   Until we meet again I hope all of you can LIVE RICH! _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Why is it that some people seem to shine in any sphere in which they choose to exert themselves, and others cannot manage even a glimmer despite obvious talent? Research shows that it’s the way that they think about their ability that really counts.  These people have a growth mindset. A growth mindset is the belief that intelligence can be developed. People with a growth mindset understand they can get smarter through hard work, the use of effective strategies, and help from others when needed. It is contrasted with a fixed mindset: the belief that intelligence is a fixed trait that is set in stone at birth. This week we will learn the five steps you can take to develop a growth mindset. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Ema

In the next few days, you will make one of the most important decisions of your adult life.  No, it is not who will lead our country – it is who will be the leader of you! Who will be the CEO of your life?  We have become a society racked by disease – no not COVID – but the disease of entitlement.  The belief that someone else should take care of you, someone else should take care of your health - someone else should take care of your economy -  someone else should take care of your education  - someone else should take care of your retirement  - someone else should take care of your wage rate  - someone else should take care of your mental stability  - someone else should take care of your future.  That is plain BS – it is just not how life works.  You have to do your own pushups, you have to eat right,  you have to get good grades to qualify for the education you want, you have to be good enough to make the team, you have to  deliver the results for the wage you want, you have to grow to get promoted,

Here is what great advice does: It lifts you up and helps you unlock levels of your heart and your mind you never knew were there. It helps you show up more fully for yourself and others. It helps you claim your life as your own. But the best advice goes further. It is essential. It is universal. It is truth wrapped in carefully-chosen words. It doesn’t matter who you are or where you come from or what you’ve been through, the best advice removes labels and boundaries, traverses space and time and cuts through skin and bone to reach the heart of hearts buried within all of us.   During these challenging and uncertain times, essential wisdom and excellent advice help us find perspective, shift focus and stay grounded. They show us what really matters. They restore us to right-minded thinking and wholehearted living—and break us out of our fog of fear. Right when we need it most.  That’s why I’ve assembled the list of advice for this week. May these truths be the light that call you through the mists of f

Here is what great advice does: It lifts you up and helps you unlock levels of your heart and your mind you never knew were there. It helps you show up more fully for yourself and others. It helps you claim your life as your own.  But the best advice goes further. It is essential. It is universal. It is truth wrapped in carefully-chosen words. It doesn’t matter who you are or where you come from or what you’ve been through, the best advice removes labels and boundaries, traverses space and time and cuts through skin and bone to reach the heart of hearts buried within all of us.   During these challenging and uncertain times, essential wisdom and excellent advice help us find perspective, shift focus and stay grounded. They show us what really matters. They restore us to right-minded thinking and wholehearted living—and break us out of our fog of fear. Right when we need it most.  That’s why I’ve assembled the list of advice for this week. May these truths be the light that call you through the mists of

If 2020 had a word it would be PIVOT.  Everyone around the globe has had some form of pivot this year. Albert Einstein said "the definition of insanity is doing the same thing over and over and expecting the results to change" and that is so true today. But we are not on a one-way road for eternity with no turns, roadblocks, or change of direction. We will at some point, in business, in life or in training, need to pivot. And while pivoting on a soccer pitch or basketball court is a quick and often explosive event, it doesn’t have to be in other areas of life. Not always anyway.  This week we are going to talk about when it's time to pivot – what might indicate that you need to pivot? How you might pivot successfully and the power that lies within change of direction.  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @C

In the decades I have spent working with people and thier money I have found there are 7 major reasons why people are not able to manifest financial success in their lives. This week we are going to focus on the 7 things you must do to achieve wealth: Wealth Tip #1:Have positive associations with money. Wealth Tip #2: Make having an abundance of money an absolute must. Wealth Tip #3: Develop an effective strategy for building wealth. Wealth Tip #4: Follow through on your financial plan.  Wealth Tip #5: Question the "experts" who manage your money. Wealth Tip #6: Never become financially complacent. Wealth Tip #7: Turn financial crisis into financial opportunity   Bonus - Success Tip #3  Resilience is by far the most important quality you can develop, not only for your financial success, but forsuccess in other areas of your life as well. Remember, the past does not equal the future. Because you failed in a venture in the past, it does not mean that you’ll fail in it in the future. You have to just keep on tr

In episode 153 we learned Success Secret #1 - Persistance.  That ability to hear no over and over and over and never give up.  This week we learn what must we must have even before we have persistence.  Success Secret #2 is Confidence.   This week we will learn the 4 C's of Confidence: - Courage - how to sep out into the unknown - Commitment - the driving force for change - Capability - the skills to get you there - Confidence - the sum of the courage, commitment and capability to achieve your goal _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www

If the words 'debt,' 'credit score,' or 'savings' make you cringe, you are not alone.  Money topics such as debt, student loans, salary, credit scores and even saving for the future can cause paralyzing anxiety. In a recent study on financial literacy only 2 in 5 adults believe that, if their money could talk, it would say. “We are working well together”   So, to help improve your relationship with your money, we are going to discuss 10 potentially embarrassing money topics and come up with some suggestions so we can tackle them with confidence. MorBEING FINANCIALLY literate, or understanding all aspects of your financial life, is crucial to becoming confident about money. But often, we’re too embarrassed or uncomfortable to talk about money openly. According to a 2013 Wells Fargo survey of over 1,000 adults, 44 percent of respondents said "personal finances" is the hardest topic to discuss with others, followed by "death" at 38 percent and "politics" at 35 percent. Money topics such as debt, studen

Do you ever wonder if you will you ever succeed?  Will you “make it” to the success land? Don’t worry, you don’t need to read a crystal ball to predict your future. To achieve success in life, you need a single trait that any person can develop.  And it doesn’t take years to develop the trait. You can develop it right here, right now.   Right now before this podcast ends. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

I just finished the Tony Robbins five day Business Mastery event and my one big take away is that we all need a plan B. For many of us that Plan B is a side hustle that needs marketing. For some entreprenaurs and individuals, getting started on YouTube can be scary. Trust me when I say that the benefits of being on YouTube greatly outweigh the downfalls. Don’t let your initial nervousness get in the way of giving this powerful channel a try. The most important thing you’ll need for a successful YouTube channel is something you most likely already have — an understanding of who your audience is, as well as what kinds of things they may find valuable. Taking note of your audience and their interests will help you determine where to focus your efforts when creating content for YouTube. Video content can reinforce your branding efforts and show off your business expertise. However, it’s also a great way to entertain, educate, and connect with people. In order to truly make the most of the opportunity, here are 1

Running a small business, a family or just your own life can be demanding, and you’ve probably found yourself working late into the night on more than one occasion or unable to sleep due to the stresses of the day. Naturally, this can erode your ability to be productive and can even ruin your health. If you are too stressed to sleep, you are not alone. More than one third of us are sleep-deprived. But to give each day your best, adults need seven to eight hours of sleep each night. Getting less than the required amount of sleep can affect your health, your mood and your brain’s ability to function—and the longer you go without the sleep you need, the more the harmful effects compound. So it pays to make sleep a priority every night of the week, even if you need to cut back on your work time to do so. This week we will discuss why you should make sleep a priority and how to make sure you get the ZZZs you need.  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Do

Prosperous businesses don’t pop up overnight. Someone drives them to success.  That person is their leader.  This applies to families too, not just business.  Every family hits a rough spot, and every family has one person they look to as their leader. Everyone has to weather a rough patch at some point, and while business leaders must make tough decisions on how to improve their situation, they also have to pay close attention to team morale. The most damage to a business and a family often comes from low spirits.   This means, when trying times hit, your company and your family will need a leader more than ever. In recent months, the novel coronavirus disease (COVID-19) has negatively impacted businesses all over the world, with 79% of US businesses impacted and 34% of working adults are unemployed.    Income, sales and revenue are falling short. You may be facing the prospect of downsizing. Your best employee might be struggling to work remotely full time. Your team's morale is at an all-time low, and it'

One of the biggest mysteries of my business is that most of my clients do not want to review their financial statements monthly or even quarterly.  Is it because they trust us so much?  No. Is it because we are so good at keeping their books? No. Is it because I have assured them I will “watch out” for their business? Sadly no. It is because they do not understand the elements of their statements and this is backed by research.  A 2019 SBA report showed that over half of small businesses were not reviewing their financial statements. And of that 50%, 86% were experiencing financial difficulties. Why? Businesses weren’t reviewing their statements … because they didn’t understand financial jargon. This week we are going to have a quick lesson in financial terms.  I am putting the full podcast in the show notes this week, so use it as a reference while you’re working with your accountant or while going over your books each week, month or quarter. First the easy stuff: Income Statement Your income statement is

After years of earning and saving money, you may be left wondering how you can increase you income further. Or, if you received a recent "pink slip" you make need to find a way to make some income. Investing probably comes to your mind fairly quickly. After all, we’ve all heard stories of people making a lot of money off of the stock market. So how can you invest to make money? _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Last weekend I attended the Tony Robbins virtual Unleash the Power Within event with 22,500 of my closest friends.  What an experience.   But, one of the early questions was “what is success?” Is it wealth? Is it happiness? Is it fame? How did we define success? The late Zig Ziglar was one of the most respected modern day experts on success, motivation, and leading a balanced life. In his book Born to Win!, he argues that success cannot be defined in one sentence, but instead it is comprised of many things. One could argue that the definition depends on the individual and that one size does not fit all.  After some real soul searching I found 21 different definitions of success. Not all of these will resonate with you, but chances are at least a few of them will. Use these or find inspiration here to create your own definition of success that can be applied to your unique life.  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich -

For longtime listeners, this guidance may seem repetitive. But even if I stressed this point every month, it may not be enough.    Investing in risky assets like stocks and corporate bonds should never be the first step you take in building wealth and establishing financial freedom. It should be one of the last.   But why am I doing this again?  Well, somehow COVID had make people think that they can be an investor in their down time.  My son, and many many of his friends have invested with the App Robin Hood.  The app makes recommendations on trades and even teaches you to day trade. While some of these elements are great - there are some big big cautions you need to take before even think about investing.   All investors – and I mean all – must go through these mission-critical preparatory steps first... Clearly Define Your Investment Goals Know Your Investment Horizon Understand Your Risk Tolerance Clean Up Your "Personal Balance Sheet" Then you can invest in the top two tip I have this week. ______

One of the easiest things you can do to help keep your financial house in order is to get organized. Having your financial information stored and processed in a systematic manner will go a long way in helping maintain your finances. This week we will cover five easy steps to get your finances organized. Start a Basic Filing System Keep Important Documents Organized How Long to Keep Your Documents Keeping Your Information Safe Being Organized for Your Heirs _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Well, the first half of 2020 is over. Whew!  But what will the second half bring?  There are many things in today's world that are out of our control. However, there are many things we can control.   This week we are going to learn how, not just to survive these crazy times, but how to THRIVE.  Use these eight tips to come out of 2020 stronger and more successful than ever. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Now it the time to move forward STRONG, to know where you want to be at the end of this year, to have a goal and plan to come out of this time. There is both an art and a science effective goal setting -and this week we will learn both skills. Lets ROCK the rest of 2020. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!