Unlocking The Secret Of Living Rich | Money Mastery | Financial Freedom

Technology offers you the chance to understand your finances and improve your money. Times are tough. Whether you earn a lot or just get by, watching where your money goes is important. There are lots of ways to watch your spending, investments, and more. But since you probably have a cell phone in your pocket all the time, apps are a great option. Understanding your cash flow is a major part of successfully managing your finances. How much is coming in, when it hits your bank account, and where it’s going are all important aspects of financial success. Luckily, the market is saturated with money management apps designed to help you see your bank balance, track your spending, and analyze your habits. Plus, there are also apps that will help you make better financial decisions, based on the data gathered from your accounts. And the best part? You can access your financial situation wherever you go. Many money management apps are viewable online, as well as on your mobile device, making it easy to take car

Are you mired in paperwork?  Uncertain as to what to keep and what to toss or shred?  Worried that you don't have critical documents? This week we tame the paperwork monster with a tutorial on what to keep and what to toss.  We also cover where these documents should live - the safe deposit box at the bank or the file space at home. The pdf of this lesson can be found at HERE _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

This week we will learn to gain more control over spending and begin working towards your financial goals by creating a budget. A personal or household budget is an itemized summary of expected income and expenses for a defined period of time, typically one month. While the word budget is often associated with restricted spending, a budget should really mean more efficient spending.   This budget will show you how much money you expect to bring in against all of your expenditures from the required expenses like house payments and rent to discretionary spending like entertainment. Instead of viewing a budget as a negative, you can view it as a tool for achieving financial freedom. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Ema

Many of us wonder what we are worth. I’m not talking about what we’re worth as people, which is an entirely different concept. I’m talking about what we are worth in monetary terms. In most cases, this is a fairly simple exercise.  This week we are going to learn the steps to calculate our financial net worth and create an annual cash flow statement.  For those of you who like to keep you head in the sand on your actual debt load this may be a scary week for you.  But never fear, we will get thru this together. The tools for this episode can be found on my website HERE  and my facebook page at Cindy B Brown _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: C

Welcome back to episode 78 and the 2019 journey to financial freedom.  By this phase of our journey you should have checked with you bank to make sure you have the highest interest pay accounts for your money, implemented the savings formula for your age group, checked with your HR department to make sure you are maximizing your benefits and put in place a way to get free money thru your 401k plan.  If you missed any of these lessons they start in episode 75 and are under the courses tab on my website www.cindybbrown.com  This will be our last week of discussing benefits – but this is a big one Health savings accounts and flexible spending accounts Healthcare can be costly even for the healthiest among us. Even if you have insurance through your employer, you might consider taking advantage of one of the federal government programs that encourage saving for medical expenses not covered by insurance. The tax benefits can be substantial. The two types of accounts most often offered to employees are the Health

I hope you are enjoying our journey to make 2019 the year of financial freedom.  At a time when most people don't have a traditional pension, growing and then protecting your 401(k)balance is essential for a secure retirement. Pay close attention to 401(k) rules to make sure fees, taxes and other mistakes don't unnecessarily reduce your 401(k) balance. Here are 10 ways to make the most of your 401(k) plan. For more information go to my website https://www.cindybbrown.com/52-weeks-to-financial-freedom  or my facebook page @cindybbrown777 _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe t

Being your own boss might seem like a sweet deal, but one of the advantages of working for a company is the employee benefits package you’ll usually get. Typical benefits include a retirement plan, life insurance and disability coverage, and health, vision and dental insurance. Full-time and sometimes even part-time employees are eligible. If you are an employee, benefits can add up to 40% of your annual pay.  Let’s make sure we are maximizing every benefit our employer offers! If you are self-employed, you can create many of these benefits for yourself and they will be tax deductible to your company But many people don’t take full advantage of these options. This week will will review the steps you should take to maximize your employee benefits and avoid the most common mistakes I see people make. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show

The first foundational block to financial freedom is creating savings!  We all want to save money.  Whether it is making your own coffee instead of a $5 latte once a week or having a "staycation" this year, we all need to find quick and easy ways to save money. This week we will find some money-saving tips to generate ideas about the best ways to save money in your day-to-day life. You can find more tips on may website 52 Weeks to Financial Freedom   Make sure to visit the Facebook Page https://www.facebook.com/cindybbrown777/ _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living

This year we are going on a 52 week journey with the destination of financial freedom!  Each week of this year we are going to pick one area have spend seven days making ourselves financially fit. When we ring in 2020 we will have a very clear vision of what financial freedom looks like for each of us. Week 1 we are going to focus on the easy stuff!  All 10 of these steps are on my facebook pagehttps://www.facebook.com/cindybbrown777/  Each week I will list the simple and specific steps for us to finally find financial freedom. Lets Rock 2019 together! _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTune

Was 2018 you best year ever?  If so, congratulations!  Well done you!  If not, let’s make some changes in these next few weeks to make 2019 memorable. Did you make a bunch of promises to yourself to do things differently, try things you’ve always wanted, and completely revamp your life one resolution at a time?  I used to do that, but no longer. Since most people break their resolutions by Valentine’s Day, I decided to compile a list of ways to start your New Year off right that don’t necessarily follow the traditional resolution route. These tips focus more on your inner being, and thus set you up to have a prosperous 2019 no matter your specific goals. Happy New Year! _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@

Once the domain of teenage girls and their diaries, journaling has become a hallmark of the self-improvement crowd - right up there with meditation. And for good reason: Scientific studies have shown journaling to be essentially a cure-all for modern life. There are the obvious benefits, like a boost in mindfulness, memory and communication skills. But studies have also found that writing in a journal can lead to better sleep, a stronger immune system,more self confidence and a higher IQ.   I don't know about the IQ part, but journaling has changed my life and it can change yours too! _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscriptio

Whether you are having a good year, rebounding from recent losses, or still struggling to get off the ground, you may be able to save a bundle on your taxes if you make the right moves before the end of the year. This week we will cover a few of the quick and easy ways to minimize your taxes. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

We’re two weeks from being through with 2018! Where did the year go? Are you on track with crushing your business goals It's easy to begin the New Year with big goals, dreams and things we want to accomplish in the next 12 months. But it's not always easy to stay on track. Life takes over, ambition fades, and before you know it, December has rolled around. If you want to make sure you finish 2018 strong, and get set for 2019 I've laid out five things you can do that will lead to explosive growth in your business. But before we get to the good stuff, let's do a quick year-end check-in. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscriptio

You are overwhelmed at home and never get to the end of your "to do" list. Plus, you are swamped at work and staying late every night, but you're still falling behind. You know you're supposed to delegate both at home and at work, but you don't know where to begin. Who should you ask? Would it really save time? And how do you know which tasks to hand off and which to do yourself?   I have this dilemma all the time - and I need this podcast today even more than you. This week we will learn seven tips for effective delegation. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living R

Imagine if there was one small thing you could do each day which would instantly change your manifestation results. Something that would transform your love life and relationships, your career, your emotional strength and self belief, your confidence, or even your financial abundance. Well lucky for us - there is!  This week we will learn about the magic of 1% improvement and some tips on just how to make that happen. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Are you thankful for what you have in your life? Do you recognize that on a daily basis when you get up in the morning? You need to.  Do you realize that the Millionaire Mindset always incorporates a grateful outlook? And this state of mind does not begin after the wealth has arrived but beforehand. By intentionally applying the Law of Gratitude, you act as though the Universe or divinity, depending on how you see it, exists to provide what you really want, when you ask for it. You believe that you are worthy of what you get, regardless of what it is you get. You connect to what you have and behave commensurate to it. People who don't have this sort of ongoing appreciation constantly end up poor, living in scarcity or not getting the lifestyle they want to have. This week, lets learn the ways to use gratitude to expand out wealth! _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download

We all know the golden rule: treat others the way you want to be treated. While this is an old adage we learn from an early age, there are a number of real-life benefits associated with the way we treat others. Science shows that as children, we’re biologically wired to be kind and we can further develop this trait with practice and repetition. Sometimes, however, due to outside influences and the stress of our day-to-day lives, we can lose this inherent ability. Kindness and empathy help us relate to other people and have more positive relationships with friends, family, and even perfect strangers we encounter in our daily lives. Besides just improving personal relationships, however, kindness can actually make you healthier. This week we will go over science-backed ways to improve your health through kindness. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here:

Every entrepreneur asked them selves from time to time-is it time to throw in the towel? This is a tough decision because going on anon at any cost is a bad decision. This week we’re going to cover the questions you should ask yourself to help make a decision about staying the course or moving on. _______________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Do you want to be a millionaire? I certainly do! Believe it or not, more than  80% of millionaires are self-made. Not trust fund or lottery winners, just hard working guys and gals who use specific tactics to make – and keep – millions of dollars! Millionaires soar financially because of their daily habits.  Our habits are the reason why we are rich or poor.  It’s often two or three habits that separate the wealthy from those who are financially challenged. So if you’re one of the motivated individuals who has a dream board with dollar signs all over it – then you will be interested in this weeks tips. _______________________________________________________ Download podcast PDFs here ---> CLICK HERE Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy

How many of you bought a lottery ticket in the last few days?  I did – 2 -  one on Friday afternoon and one on Sunday morning. The allure of becoming a billionaire overnight is just too hard to resist. I know I teach about this all the time, but the fantasy factor alone is worth $2.  Yes, I said $2 because I only but one ticket. Why – because it is worth $2 to spend 20 or 30 minutes thinking about all the money I would give away, and some to squander on one or two pairs of Christian Louboutin shoes, and the trust for the kids and grand kids.  But not in amassing lots of things to own.  As we have discussed before – when you spend money on a lot of stuff, it owns you. This week we will learn the fate of many lottery winners, the 12 things NOT to do when you win the lottery, and retirement planning - from the lottery ticket perspective.   _______________________________________________________ Awakened Connection Orlando --> Tickets here Download podcast PDFs here ---> CLICK HERE Download Think and Grow Rich --