Unlocking The Secret Of Living Rich | Money Mastery | Financial Freedom

The IRS starts accepting 2019 returns on Jan. 28, 2020. Even if your financial situation is simple and straightforward, it pays to make sure you’re up-to-date and doing all you can to reduce your tax bill. This week we will go over 10 best tips for tax-filing season.  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

The best way to get out of debt quickly is to make more money! We all could do with a few extra dollars in our pocket, but unless your boss is a fan of giving you free money - and a lo of it- you will probably have to work for it. Thankfully, you can do a lot of that work in your spare time. Here are some of ways I have used to make some extra money, ranging from the super-lazy to the intensely-engaged. To be fair, the amount of money you’ll make from a side gig depends on your skills and time commitment. Maybe you’re just looking for some extra spending money, or maybe you have a specific goal. This week we will go over some options, sorted by how much effort you want to put in for the return you will get back. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Se

My goal is for you to look back in Jan of 2021 and know that this was the year of great change – this is the year you are finally making a dent in all that debt and are on your way to financial freedom!  You're listening to  this because somewhere along the lines, you spent far more than than you earned. You may have failed to control your impulses. Or maybe you were unprepared for the unexpected and ended up with so much debt from medical expenses that you're struggling to get by. Whatever the case may be, you have debt, and it needs to be eliminated.  This we cover the nine things you need to do right now to get off of the debt train and on to the path of financial  freedom. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cind

Regardless of how much money you make or have - the number one rule to financial success: spend less than you earn. This is true if you make $45,000 a year or $4.5 million a year – if you spend more than you make you will be broke.  Just look at lottery winners and pro athletes who start with millions in dough and end up with millions in debt.    The best way for you to spend less than you earn is to keep track of what you spend and plan for ways to spend less than you earn or earn more than you spend. This week we learn 10 tricks for crafting the perfect budget - and sticking to it.  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subsc

2020 is not just the start of a new year - it is the start of a new decade.  Most people overestimate what they can get done in a year, but seriously underestimate what they can get done in a decade.   Have you taken the time to plan your future decade?  Do you have a clear picture of your health, career, loved ones, finances as you celebrate the end of the 2020's and dawn of the next decade? If not, this week we are going to discuss a few things to think about as you plan for the best decade of your life!  _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List

When people think about setting goals for the next year, people frequently think about setting New Years Resolutions. Can I ask you a question- do you actually keep your resolutions?  Chances are that you don’t - and often neither do I. But people who continually fail resolutions often like the idea of being able to implement new things in their lives regardless. Instead of trying to do everything at the start of the year, you should try to spread out your goals throughout the entire year!  Thus, a 20 for 2020 goals list is a perfect way to spread out your goals and resolutions across the entire year. This week and next week we will help you optimize your 20 for 2020 list, and provide ideas and inspiration to add to your list. In the end, you can get your list together in the last weeks of 2019 to let you get started immediately! _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download

When people think about setting goals for the next year, people frequently think about setting New Years Resolutions. Can I ask you a question- do you actually keep your resolutions?  Chances are that you don’t - and often neither do I. But people who continually fail resolutions often like the idea of being able to implement new things in their lives regardless. Instead of trying to do everything at the start of the year, you should try to spread out your goals throughout the entire year!  Thus, a 20 for 2020 goals list is a perfect way to spread out your goals and resolutions across the entire year. This week and next week we will help you optimize your 20 for 2020 list, and provide ideas and inspiration to add to your list. In the end, you can get your list together in the last weeks of 2019 to let you get started immediately! _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download

Goals are not something you could achieve someday, they are something you should achieve. Setting Goals is by far one of the most important things anyone, who wishes to accomplish anything in life, must do.   Why is Goal Setting so important? In life, you are either part of somebody else’s plan, or you are part of your plan. This week, I share with you 5 proven ways that you can set and achieve your goals. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Of all the different things you can try to improve your health,happiness and productivity, a morning routine is one of the most effective. There are a few reasons why morning routines are so useful. The first is obvious to anyone who has ever procrastinated, just getting started is often the hardest part. If you can start out with the right momentum towards your goals, you’ll avoid wrestling with yourself in the morning to get started. The second is that the morning, particularly before the workday officially begins, is a quiet time with fewer social obligations. For many of us, the rest of the day can present a chaotic, ever-changing blast of responsibilities, urgent errands and unexpected interruptions. The morning, in contrast, is often the most consistent part of your day. Morning routines also set the tone for your upcoming day. Do you want your workday to begin quiet and contemplative? With vigorous exercise? Silent meditation? Creative and productive? Your morning habit can push you along a current w

Talking about money with your spouse or partner isn’t easy, but this week we will cover some advice that should help make the conversation a healthy and productive one. Maintaining a healthy marriage or long-term relationship takes a lot of work and communication. But if you and your spouse or partner aren’t talking to each about money, specifically, it could be undoing all the hard work you’re doing in the otherareas of your marriage. If you and your mate are unable to communicate about money, then neither of you is setting your partnership up for success. Don’t let that happen. This week we will cover twelve pieces of advice that can help you and your partner start a healthy, productive money conversation. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret

We all know the feeling—the panic that sets into your stomach when you see the bill for an unexpected car repair. How are we going to pay for that?  But what if a car repair was just an inconvenience? Instead of worrying, you pay the bill without thinking twice. A week later you’ve forgotten that it even happened! That’s how little it affects your financial situation. It’s not an emergency. It’s barely a hiccup! Do you feel that sense of relief? That’s what financial freedom feels like.   Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them. The path to financial independence isn’t a get-rich-quick strategy. And financial freedom doesn’t mean that you’re “free” of the responsibility of handling your money well. Quite the opposite. Having complete control over your finances is the fruit of hard work, sacrifice and time. And all of that effort is worth it! Thi

It is essential time that we begin to take the principles we have so carefully laid out over the previous 110 episodes and move out of our comfort zone to forge a new life. We will step into our goals with a new attitude of prosperity and start building on the foundation that we have so carefully started laying down way back in episode one. Prosperity mindset is about more than getting out of debt.  It is changing your relationship with money.  It is about developing tools to invest, save and build wealth. But it is also about having a rich and magical life. So, what is a Magical Life?  This week we will learn the eleven steps to create you rich and magical life! _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindy

Discovering your “purpose” in life is not about some great achievement, but merely finding a way to spend your limited amount of time left on this planet well. We all have dreams of a beautiful and exciting life when we are children.  But, our early dreams are killed either by ourselves or others. Then, what happens is as adults is that most of us have no clue what we want to do with our lives. Even after we finish school. Even after we get a job. Even after we’re making money. Between ages 18 and 25, most of us change career aspirations as we change our underwear. Even today, after six decades on this earth,  I am still trying to clearly defined what I want for my life. This week I will give you seven crazy questions to ponder to help you find your own purpose in life. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @

Do you want to get to a place where you are able to make real and lasting changes to you financial position? This week we will go over the five step process to go from a paycheck to paycheck life to one where we have financial freedom.  The five steps are: Know your baseline or fixed expenses. Keep a spending journal to track every cent. Reduce your debt. Increase your income. Follow the formula of 70/10/10/5/5 _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to the Living Rich Mailing List http://www.cindybbrown.com LIVE RICH!

Did you grow up rich? If not, the idea that you'll be wealthy and succesful someday can seem almost absurd at times. Let's assume that your parents were good prople who worked hard. If they never saw a lot of financial success, why should you believe that you can do it? The truth is, however, that even if you're starting with little, there are things you can do early in your life and career—in your 20s and 30s, mostly—that can make it far more likely you'll be very wealthy by the time you hit 40 0r 50. Maybe even worth many millions. When your read about super wealthy people they boil down their experiences to the common things they did earlier in life to make them rich later in life.This week we will go over the top 20 pieces of advice on the habits and practices that 40-year-old self-made millionaires embraced in their 20s. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download th

Knowing yourself well is one of the most powerful tools you can possess.  To look over why we do what we do is the beginning for real change. Only then can we start to evaluate ourselves and pick out specific areas in which we would like to see change. Several years I noticed that I was experiencing way too many burnouts. I realized that I needed to stop focusing on urgent requests, which masqueraded as important things. Instead, I refocused on exploring the type of life I’d like to live. This helped me figure out what’s truly important to me. From there I was able to distinguish her priorities — the tasks, experiences and actions that fulfill my personal values This week we will go over nine steps to discovering and living your priorities _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor

We all like to dream about being financially wealthy. For most people though, it remains a dream and nothing more. Why is that? It’s because most people don’t set their mind to achieving that goal. They might not be happy in their current situation but they’re comfortable – and comfort is one of the biggest enemies of growth. How do you go about developing that millionaire mindset? This week we will learn some tricks and tips to develop rich thinking! Step One “Fix in your mind the exact amount of money you desire. It is not sufficient merely to say ‘I want plenty of money.’ Be definite as to the amount.” The first step seems so easy. Just decide how much you want to make. Pick a number, any number. The idea behind this step is when you have a definite goal, there is no wiggle room to say whether you made it or not. If I decide I want to make 100-million dollars, and I end up making 99,999,999.99 I didn’t reach my goal. There is no if, and, or but about it. Believe it or not there is a psychological adv

"If you don't know where you are going, any road will get you there".  Much has been written about our inability to change anything in our lives without a clear and compelling "why".  Yet many of us struggle to find that why.  Sure, when we find out we have an illness, changing our habits is easy, breezy.  But if we feel fine the lure of fast food and ice cream are hard to resist.   This week we will learn 3 steps to find your financial why:  Write out a very clear picture of what you consider financial freedom.  Take you time and go over what you have written to see if this is what you really mean. Wait a day or two, re-read and adjust as needed. Outline your personal definition of wealth.  Is it just money? Be sure to include all aspects of a rich life - friends, family, faith, health, and wealth. Write out a day in your life 3 years from now where you have acted on your vision for financial freedom and wealth.  Then write out that same day where you have done nothing to move yourself toward you financi

In 2011, Forbes Magazine reported that all over the world there were a total of 10 million millionaires, and by 2019 that number had grown to 36 million millionaires. That is 300% growth in just eight years! Although they are just 1% of the world's population, they control over 46% of global wealth. All of us probably have this dream of becoming millionaires ourselves, and sometimes we are left wondering how these once ordinary people manage to make it big. How can we be the next Kylie Jenner or Elon Musk. This week we will learn the ten traits all millionaires have in common. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/Social

We spend so much of our lives on the job, it should be a fun and rewarding place to be. Yet toxic behaviors are on the rise in the American workplace, and they’re taking a toll on employees and the companies they work for. If you've ever worked in a toxic workplace or for  toxic boss , you've probably experienced unprecedented levels of stress and maybe even health issues you never had prior to being exposed to toxic behavior.   This week we will identify the behaviors and find solutions to improve your work place and your company. _____________________________________________________ Get my NEW book Pragmatic Prosperity now! Download Think and Grow Rich ---> CLICK HERE Listen on iTunes or Listen to/download this episode here: Love the show? Tweet me a shoutout at: @Cindybbrown777 Want to sponsor episodes of Unlocking the Secret of Living Rich?  Email Cindy at : cindy@cindybrown.com Mentioned in this show: Follow us on Facebook: Cindy B Brown Subscription/SocialLinks: Subscribe on iTunes! Subscribe to