They Don't Teach You This Podcast

Sorry for the late post! Here is the follow up to the first episode following the financial crisis of 2008. In this episode we discuss the fall out and where we have come since then.    Hope you enjoy and we will be back to our regularly scheduled episodes on Monday!    

The gang is back for a lesson on what really happened in the 2008 financial crisis. Everyone always talks about the recession that started in 2008 but not a lot of younger people really understand what happened to cause the crisis itself. In part one of this two part series (we say its three parts in the podcast but we are keeping it to two) we discuss what was going on in the US leading up to the crisis that led to the eventual downfall of the global economy. A lot can be learned on a personal financial level from this discussion so we hope you enjoy!

The crew is back like Stormy Daniels’ career for an all new episode! This time we’re talking about life insurance. Do you really need this s*#t? Why is life insurance important?   One question ask yourself when thinking about life insurance is: what do you want to happen when you die? Do you want your spouse to be able to pay off the house? Move to another city? Pay for your kid’s education?   Group insurance   a type of life insurance in which a single contract covers an entire group of people. Typically, the policyowner is an employer or an entity such as a labor organization, and the [...]

The trio is back to discuss credit scores are why they are so important for your financial future! They discuss:   What is a credit score? What is a good credit score? Why credit scores are REALLY important What is a credit report? The 5 KEY factors that drive your credit score Getting a copy of your credit score and why it matters The myth of checking your credit score Spotting fraud The Big 3 Credit Bureaus How to build credit if you havent established any What is a FICO score? and much more!   Follow us on Twitter: @tdtpod, @TylerHuck, and @KurtDBrucker Give us a Like on Facebook: They Don’t Teach You This Podcast

The trio sits down and discusses all things TAXES, that boring subject that no one likes talking about. We want to make sure you understand the basics of taxes before you file for 2017. In this episode we discuss:    Why Americans pay taxes Tax Day (different date this year!) Tax Brackets for 2018 and what has changed and for how long How the progessive tax system actually works (lots of people we have come across don’t know how we are actually taxed!) W-2 vs 1099 How withholdings work and when you should change them on your W-4 Most common forms used to file Walking through the 1040 form What is AGI? Deductions vs. credits (Big difference!) Standard Deduction vs Itemized Deductions Schedule C AMT 2018 Tax Moves to Make NOW   Follow up on Twitter: @tdtpod, @KurtDBrucker, @TylerHuck Like us on Facebook: They Don’t Teach You This Podcast [...]

KB returns from Vegas, Allison continues to study for her CFP, and T Huck is adulting way too hard.   But this week, we are excited to talk to you about student loans. In this episode, we talk about:    Different types of financial aid What is a student loan? Private vs public (federal) student loans Subsidized vs Unsubsidized Loans and the pros and cons of each Types of Repayment Plans Deferment  Forbearance Loan Forgiveness FAFSA (not FASFA as KB calls it) and how it works Budgeting for student loan payments How interest works on student loans (not always the same as a regular loan!) Grace periods Q&A   Follow us on social media!   Twitter: @tdtpod, @TylerHuck, @KurtDBrucker Facebook: They Don’t Teach You This Podcast YouTube: They Don’t Teach You This   We hope you are already breathing easi [...]

Ever wanted to invest in the market but not really been sure what the investment actually is? You aren’t alone. The TDTYT trio is here to save you! We discuss all types of investments in this episode, including: Stocks Bonds Mutual Funds ETFs Money Markets CDs REITs Options Commodities  Futures and more!   Follow us on social media!   Twitter: @tdtpod Facebook: They Don’t Teach You This Podcast Tyler Huck on Twitter: @TylerHuck and Kurt Brucker on Twitter: @KurtDBrucker   Email us your questions at tdtytpodcast@gmail.com!   We hope you are already breathing easier about life!    

The gang talks about careers, including:    How to construct your resume How to best utilize LinkedIn Prepping for an interview Choosing a good company culture Networking Salary and Benefits packages We welcome in Laura Ferrari, Senior Vice President of Hyperchat Social, to talk to us about unique ways to use LinkedIn to find a job.    Follow us on social media! Twitter: @tdtpod Facebook: They Don’t Teach You This Podcast YouTube: They Don’t Teach You This Podcast Tyler: @TylerHuck Kurt: @KurtDBrucker   Send us questions on social or email us at tdtytpodcast@gmail.com!   We hope you are already breathing easier about life!  

The trio meets again to talk about buying a car the smart way. In this episode, they discuss:   Making the decision to buy or lease Buying a new car vs used Setting the correct budget for yourself Researching cars that fit your lifestyle Test driving the cars Finding the right price to pay The dreaded loan process Trading in your car   T Huck answers a listener question about extendend warranties  Kelly Blue Book https://www.kbb.com/new-cars/total-cost-of-ownership/  Consumer Reports https://www.consumerreports.org/car-maintenance/the-cost-of-car-ownership   As always, yo [...]

In this episode Tyler, Allison and Kurt give you the low down on all things 401(k), including:    How much should you put in? What is the MOST you can put in? How does employer match work? What is vesting? Traditional vs. Roth Contributions Investment options Target Date Funds Self-directed brokerage accounts Account loans Compounding Interest Dollar Cost Averaging 401(k) loan calculator discussed on the show: https://www.bankrate.com/calculators/retirement/borrow-from-401k-calculator.aspx   We hope you are already breathing easier about life!  

Tyler, Allison, and Kurt get your year started off with a smart and easy-to-follow budget!  Why is budgeting so terrifying? Why budgeting is such a psychological hold up and why most people just avoid it all together and the importance of budgeting 50/20/30 method Q&A   Follow the podcast on Twitter: @tdtpod Like the podcast on Facebook: They Don’t Teach You This Podcast Follow Tyler on Twitter: @TylerHuck   We hope you are already breathing easier about life!   Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA (www.finra.org)/SIPC(