Synopsis
From natural disasters and workplace injuries to cyber-attacks and shareholder litigation, the world of risk for businesses is more complex than ever before. And its constantly evolving, making it critical for individuals with risk and insurance responsibilities to have a fundamental understanding of major commercial insurance lines and related risk management strategies. Marshs Risk Management and Insurance Podcast highlights the fundamentals of commercial property, casualty, and financial and professional liability insurance, and delivers relevant risk management strategies for each. Subscribe to receive alerts when new episodes are available. Questions or comments? Please tweet us: @MarshGlobal.
Episodes
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RM 101: Business Interruption Insurance Demystified
14/08/2016 Duration: 10minBusiness interruption insurance pays for those times a disaster causes you to lose income. Learn some of the nuances that can determine whether your claim would be paid. Featured Guest: Duncan Ellis, Managing Director, US Property Practice Leader Read the Transcript
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RM 101: The Underwriter and You
13/08/2016 Duration: 11minHow do you know if you’re getting the best coverage at the right price? What information are you submitting to insurers? How do underwriters view your risk? We help you answer these questions, and more. Featured Guest: Duncan Ellis, Managing Director, US Property Practice Leader Read the Transcript
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RM 101: Casualty Insurance Fundamentals
12/08/2016 Duration: 10minWe’ll explain the four core lines of casualty insurance — workers’ compensation, general liability, automobile liability, and umbrella and excess liability — and cover the two primary ways casualty policies work. Featured Guest: Kim Parks, Vice President, Casualty Practice Read the Transcript
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RM 101: Automobile Liability Insurance Fundamentals
11/08/2016 Duration: 07minWhat’s covered under an automobile liability policy? How is coverage triggered? How are premiums determined? We answer these questions, and more. Featured Guest: Daniel Rivera, Senior Advisory Specialist, Casualty Practice Read the Transcript
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RM 101: General Liability Insurance Fundamentals
10/08/2016 Duration: 07minLearn the basics of general liability insurance policies: what they cover, how policies are triggered, common exclusions, limits, and more. Featured Guest: Chris Freund, Advisory Specialist, Casualty Practice Read the Transcript
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RM 101: Workers’ Compensation Insurance Fundamentals
09/08/2016 Duration: 09minWorkers’ compensation insurance specifics vary by state. But the concept is that an employee receives benefits from their employer if they’re injured while at work. Learn how workers’ compensation works. Featured Guest: Christine Williams, Managing Director, Casualty Practice Read the Transcript
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RM 101: Umbrella and Excess Liability Insurance Fundamentals
08/08/2016 Duration: 11minWe cover the basics of umbrella and excess liability insurance: how the coverage works and relates to casualty coverage, why it’s necessary to protect against catastrophic losses, how it’s priced, and more. Featured Guest: John Denton, Managing Director, Casualty Practice Read the Transcript
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RM 101: International Casualty Insurance Fundamentals
07/08/2016 Duration: 07minWe cover how international casualty coverage works, controlled master programs, how coverage protects businesses and fits into overall casualty insurance programs, and more. Featured Guest: Ashley Prince, International Casualty Specialist, Casualty Practice Read the Transcript
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RM 101: Employment Practices Liability Insurance Fundamentals
06/08/2016 Duration: 05minLearn what employment practices liability covers (and what it doesn’t), who’s covered, how to reduce risks, and more. Featured Guest: Kelly Thoerig, Senior Vice President, FINPRO Practice Read the Transcript
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RM 101: Directors and Officers Liability Insurance Fundamentals
05/08/2016 Duration: 05minWe cover the three types of directors and officers liability coverage, typical claims, who’s covered and why the coverage is so important. Featured Guest: Sarah Downey, Directors and Officers Liability Product Leader, FINPRO Practice Read the Transcript
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RM 101: Errors and Omissions Liability Insurance Fundamentals
04/08/2016 Duration: 03minWe discuss the basics of errors and omissions liability insurance, also known as professional liability coverage, and cover key questions to ask to help determine if you need the coverage. Featured Guest: Elisabeth Case, Senior Vice President, FINPRO Practice Read the Transcript
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RM 101: Cyber Insurance Fundamentals
03/08/2016 Duration: 05minUnderstand the two kinds of cyber coverage, learn how they help protect your assets, and discover the three keys steps to reigning in ever-growing cyber risks. Featured Guest: Robert Parisi, Managing Director, Cyber Product Leader Read the Transcript
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RM 101: Fiduciary Liability Insurance Fundamentals
02/08/2016 Duration: 04minWho should buy fiduciary liability insurance? What does it cover? What are common exclusions? We answer these questions and more. Featured Guest: Cathy Cummins, Managing Director, FINPRO Practice Read the Transcript
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RM 101: Crime, Kidnap and Ransom Insurance Fundamentals
01/08/2016 Duration: 05minA typical organization loses 5% of its revenue to employee theft and other types of fraud. Learn how crime, kidnap and ransom insurance can protect your business. Featured Guest: Kevin Guillet, Fraud Advisory Practice Leader, FINPRO Practice Read the Transcript