For The Love Of Money Podcast | Business | Philanthropy | Entrepreneur | Lifestyle And Success With Chris Harder

We’ve finally had some time to really reflect about our vacation to the Amalfi Coast and want to share some of our biggest takeaways from the trip. Our friend Rob Murgatroyd curated so many beautiful experiences as part of his Work Hard Play Hard Mastermind and we were able to really soak up the Italian culture, art, food, and fashion. We talk about getting clarity on how we’re going to balance the joy and production containers of our lives, and our commitment to making time for new, enriching experiences in our week.    We learned about the Italian saying “Dolce Far Niente,” which means the sweetness of doing nothing, observing beauty, and enjoying life in the moment. Lori and I want to take time to be more present in our everyday lives and worry less about things that we don’t have control over. This trip proved to us that a vacation doesn't have to be just a moment in time一we can extend this sense of peace and wonder into our everyday lives.    IN THIS EPISODE, WE TALK ABOUT: Examples of how Italians valu

I read a headline the other day about Elon Musk laying off 10% of the Tesla staff because of predictions about an upcoming recession. I can usually see through the BS clickbait headlines, but this one really got me down. Instead of staying in that funk, I decided to dig a little deeper and realized that the dramatic headline was way off from the truth about what’s going on at Tesla. This was a great reminder for me that skewed data and scandalous headlines can make us feel positive and take action, or feel negative and freeze.    I’m sharing how to spot when data is taken out of context and why it’s so important to surround yourself with positive propaganda. I promise that what I’m putting out there will always be based on facts and I’ll continue to offer solutions, including mine and Lori’s course that will bulletproof you for whatever happens with the economy.    IN THIS EPISODE, WE TALK ABOUT: Recognizing your reactions to misleading, provocative headlines  Doing your due diligence and getting facts about

In a challenging economy, you don't have to slow down. As a matter of fact, you can thrive, make more money, and get more bang for your buck. By just adding 10% for every 1% that the GDP is down in four areas, you can make more sales and come out on top.  I share ways that you can add 10% more time, effort and added value to your customers, plus why it’s a good idea to add more to your marketing and advertising budget. Now is the time to invest more in your team, whether that’s mentors and coaches, or employees and contractors. Lastly, securing 10% more credit can help make up for any cash flow interruptions that you might experience. Listen in to learn more about my mathematical formula for business owners to prosper in a difficult economy.    IN THIS EPISODE, WE TALK ABOUT: A recap on what a recession actually means  The four areas where you should be adding more time and money when you’re in a down economy  Simple ways to add value for your customers  Proof that companies are investing in people that move

Our recent trip to Italy is the perfect metaphor for wanting something versus deciding to do something. Lori and I break down the layers of decision that it took for us to actually follow through and take this vacation, plus something really valuable that we learned from our friends about deciding to have a good life. We think it's important to put markers in your year and create memorable experiences for yourself, even if it’s something local. Listen in to hear our reflections about our time on the Amalfi Coast and how we’re committing to getting outside of our element at least once a week from now on.    IN THIS EPISODE, WE TALK ABOUT: The difference between wanting a good life and deciding to have a good life Why things will never slow down unless you plan for them to slow down Surrounding yourself with positive reinforcements to solidify your decisions Practicing integrity and following through with your decisions Budget-friendly ideas for how to get outside of your normal life   RESOURCES Text DAILY t

It’s easy to look at influencers and think, man, that’s the good life. They get free products, they live in nice houses, drive beautiful cars, and they don’t have any financial stress. But, what people choose to show on social media is often the highlight reel and we’re not seeing the tough decisions and the bold moves that it takes to get to those perks. I’m joined by Stevie and Sazan Hendrix, two internet moguls who know all about that.    Stevie and Sazan are redefining what it means to live the good life, embracing simplicity, and pulling back the curtain on what it’s really like to be a social media influencer. We talk about how they balance being both grateful for what they have and also hungry for more, and the three things they do to stay grounded in their chaotic world. They break down how they deal with harsh comments and emphasize the crucial role that their strong faith plays in their success. Stevie and Sazan also share inspiring stories about their family heritage and talk about the foundation o

I’m sharing a quick financial rule called The Rule of 72 that I wish somebody would have not only taught me when I was younger, but shaken me by the shoulders and made me fully understand the value of this calculation. You can use The Rule of 72 to determine how quickly your money can double. It’s simple: take the number 72 and divide it by the rate of return you're getting on your investment, and it tells you what year it will double. Some of the greatest investment minds suggest buying mutual funds that invest in index funds. When you average out all the ups and downs, the S&P has averaged 10.7%. So whether you’re in your early 20s and just starting out, or you’re like me in your 40s (or beyond) and thinking about retirement, it’s never too late to plant it, set it, and forget it.    IN THIS EPISODE, WE TALK ABOUT: How the Rule of 72 works  Warren Buffet’s investing advice that has always stuck with me  Examples of what it looks like to invest conservatively vs. aggressively  How inflation comes into p

Lori came to me the other day and wanted to have a conversation about what’s really going on in this uncertain economy, what I think is coming in the future, and how we can prepare ourselves so that we don’t experience a repeat of 2008/2009 when we had to start over from scratch. So many of us are scarred from The Great Recession, but the reality is that there are so many news outlets that rely on fear mongering techniques that make people freeze in fear. In today's episode, I explain how we’ve ended up in this rapid inflation situation, why a recession is usually a self-fulfilling prophecy, and three ways that you can bulletproof yourself for whatever’s coming down the pipeline.    IN THIS EPISODE, WE TALK ABOUT: Navigating negative propaganda about the economy  Debunking myths about economic recessions  Taking a critical look at your monthly spending habits  Ideas for how to create a new income stream Why I always suggest having a 12 month reserve in your savings account  The single thing that will set us

Lori and I are joined by the legendary entrepreneur, speaker, and performance coach Ed Mylett to talk about his latest book, The Power of One More, and so much more. We discuss overcoming limiting beliefs from his unstable childhood, rethinking the 24-hour day, and his top tips for staying present and enjoying the downtime when you’re addicted to achieving like we are. He breaks down his strategy of ‘one more’ that’s helped transform his relationship with pain and achieve so much success. We also get into the impact that intention and faith have on his life, plus what readers can expect to learn from his new book.    IN THIS EPISODE, WE TALK ABOUT: The surprising role that money plays in your happiness  A simple but effective way that Ed has transformed the standards that he holds himself to  The genius time management strategy that Ed teaches to the elite performers that he works with The unexpected difference between successful and unsuccessful people How Ed is finding more equanimity and peace in his lif

Lori joins me today on the show, along with Mark Sullivan and Josh Zieglowsky of ERC Specialists, a specialty payroll company exclusively dedicated to understanding and maximizing the CARES Act Employee Retention Credit (ERC) for U.S. businesses affected negatively by COVID-19. You’ve heard about PPP and EIDL, but this is actually a refund for the W2 wages that you paid as an employer. Mark and Josh explain what this tax credit is all about, who qualifies for it, and why your CPA hasn’t told you about this yet. They also break down what you can expect from their services and highlight why this program is one of the few win-win-win situations out there.    IN THIS EPISODE, WE TALK ABOUT: The types of businesses that qualify for ERC  What this refund can do for your company  What inspired Mark and Josh to start ERC Specialists Addressing fear points and frequently asked questions    RESOURCES Take the ERC Specialists 5-minute questionnaire at fastercexperts.com.  Text DAILY to 310-421-0416 to get daily Money

There’s a balance between coasting and enjoying life, but also doing things that stretch you and get you out of your comfort zone. Lori and I talk about some ways that we’ve been switching up our energy, doing things that make us grow, and setting us up for success when it comes to reaching our goals. We discuss the difference between intentional and unintentional discomforts, and what we do to stay proactive about unintentional discomforts like burnout and weight gain. Plus, I share details about my newest course that’s going to help support you in this transitional economy that we’re in right now.    IN THIS EPISODE, WE TALK ABOUT: Why intentional discomfort is actually a great thing How our podcasts keep us uncomfortable and push us to have conversations that expand us  Starting with small changes and goals  Confronting where you’re choosing short term pleasure over long term happiness The importance of committing to your goals before your environment tests you    RESOURCES Text BULLETPROOF TO 310-421-0

I normally wake up feeling ready to take on the day and strong in my positive mindset, but I’ll be honest with you, not everyday looks like that. But instead of accepting that it’s going to be a bad day, I want to share with you my go-to plan for when I feel myself slipping into a funk. I’ve shared my morning routine on the show before, but I want to highlight the power of redundancy and constantly reciting what I’m grateful for and what I want to manifest for the day. I make a conscious effort to put on motivating podcasts, eat nourishing food that makes me feel good, and get some movement in. All of the sudden, it’s like the clouds clear and my day has totally turned around. I want you to use this episode as a reminder that you might not be able to control your circumstances, but you’re always in control of the outcome.    IN THIS EPISODE, WE TALK ABOUT: Realizing that I was burning the candle at both ends with so much work and travel My number one tip for getting out of a negative mindset  Consistently pr

When you turn on the news these days, there are constant stories about the stock market plummeting, housing reaching an all time high, and inflation getting out of control. These are scary headlines, but I have three steps (plus a bonus one) to put yourself in a position to use this economic downturn as a springboard to further secure your family's wealth and future prosperity. Remember, this is a slow down, not a shut down, and it doesn’t have to be a slow down for you. You’re going to have to put in a little more leg work to tighten your budget, invent a new income, and build your 12-month emergency fund, but it’s not impossible. If you follow those three steps or are already set up with those buffers, liquidate as much as you can and invest in assets that are at majorly discounted prices right now. If you follow my lead, you’ll be untouchable in this recession.    IN THIS EPISODE, WE TALK ABOUT: How to be in control of your own personal economy  Assessing where you can temporarily eliminate any monthly ex

Does your current routine match the standards that it takes to hit your life goals? What about your environment and the people that you surround yourself with? Lori and I have been noticing that there are gaps between where we want to be and where we currently are, and we’re discussing the tangible ways that we’re closing those gaps. Lori realized that she was giving herself a lot of space for excuses by working from home, so she switched up her workflow and has already noticed a major difference in her productivity. I’m celebrating a weight loss milestone and share how I got there by committing to my health goals. Send us a DM and let us know what you’re going to do 10% better for 10 days to get closer to your dream!    IN THIS EPISODE, WE TALK ABOUT: Why improvement isn't about working harder; it’s about working smarter and strategically  Confronting where you’re self-sabotaging  Evaluating what you can change in your surroundings and work routine to hit your target  Making incremental improvements instead

Kelsey Eyers and Lori Lefcourt are the powerhouse duo behind Rexxy, a brilliant and innovative affiliate marketing agency. Kelsey and Lori are both entrepreneurs who saw a major gap in the marketing industry. The old way of paying thousands, sometimes multimillion dollar deals for influencer marketing, isn’t producing the ROI that was once promised. The average social media follower has grown more and more skeptical of influencers who sell any kind of product if the price is right. Kelsey and Lori figured out how to scale authentic, word-of-mouth marketing through affiliate programs. The best and most organic way that you can get out there in front of people is to build a salesforce of your customers who know your brand, love it, and trust you as an owner. We discuss how their approach works, the philosophy behind their Frameworxx Playbook™, and how business owners can customize and launch their own affiliate program right now.    IN THIS EPISODE, WE TALK ABOUT: The most important lessons that Kelsey and Lor

I talk about my legacy-building dreams on here all the time, but I want to make it clear that no matter what your financial goals are, the most important thing is that you’re maximizing your time here on earth and setting numbers for yourself一not someone else’s ego. Small businesses aren’t talked about enough in terms of business goals, and that needs to change. There’s a sweet spot where you can earn what you consider a comfortable living, and then use compound interest in your favor to have a good life and create a great future for yourself. But, if you’re not feeling like you’re there yet, listen in to hear more about my new course that’s going to help you monetize your own skill sets and bulletproof your future.    IN THIS EPISODE, WE TALK ABOUT: Why it’s important to frame your personal financial goals with the size of your business  Valuing your free time and creating memories with your loved ones  How to build your net worth and live your dream lifestyle with your small business  What to expect from m

We’re joined by our good friend Lindsey Schwartz of Powerhouse Women for today’s He Said, She Said! We each share one moment or event of expansiveness when we did something that felt either scary or irresponsible or unreasonable, but it became this moment that radically upleveled us. Lori talks about how back in 2009 when we were starting over again from scratch, we rented an apartment in a ritzy building in Minneapolis, even though it was tiny and out of our comfortable budget range. We wanted to be around people who were at the level we wanted to be at, and over our 18 months of living there, we made it happen. Lindsey talks about her decision to attend her first mastermind event and how she learned to make decisions based on what her future self would do. Plus, I touch on my decision to go all-in on my FinTech company and partner with someone who can help me reach my $100 million goal.    IN THIS EPISODE, WE TALK ABOUT: Getting yourself into the environments where people are at the level you want to be at

I’m working on some of the biggest legacy-building projects of my life right now, and I’m finally at this sweet spot in creating abundance that matters, but also having the time and energy to make choices that align with my goals and values. I’ve been in situations where I didn’t have the money to make the choices I wanted to make, and I’ve also been at the other end of the spectrum where I had the money, but didn’t have the time to enjoy the fruits of my labor. I’m now in this middle ground, and I want to share my four tips for how to make that happen. Let this be a reminder that, yes, abundance matters, but what’s equally as important are the micro choices and paths that we take to get there.    IN THIS EPISODE, WE TALK ABOUT: How to build wealth and keep your choice at the same time  Focusing your strategy around your priorities  Learning how to share the challenge and lean on your network  Defining and upholding your boundaries Celebrating the results of your hard work   RESOURCES Text DAILY to 310-421

When I was in school, my teachers always said that if you wanted to investigate something, you have to ask the five ‘W Questions’: who, what, where, when, and why. Today, I want you to apply that thinking to figure out what’s holding you back from the financial level that you want to be at. I get into how to evaluate who you’re hanging out with, what’s going to get you to your goals, when you work best, where you’re living, and why you’ve set that certain number in your head. I share what my answers are to those questions and more about my quest for $100 million.    IN THIS EPISODE, WE TALK ABOUT: How the people you surround yourself with impacts your ability to dream big  Figuring out what streams of income you can add to reach your financial goals  Honoring the time of day when you’re most creative and motivated  Getting into the cities and rooms where major collaboration is happening  Having a larger purpose for making a financial legacy    RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras

I just got done with some one-on-one coaching calls that I do with everybody in my Elite Mastermind, and I noticed a theme in those conversations. People are planting seeds for bigger dreams and gaining so much clarity in their businesses by going to in-person events. We made it work for two years by doing things via Zoom and online groups, but this is your wakeup call to get back into those physical rooms. I share three examples of the power of in-person networking, whether it’s something that’s already organized, or you take the initiative to launch your own event. There are plenty of opportunities to go and collaborate, find your next business partner, discover your big idea, or seek guidance from your peers and industry leaders. So, what’s stopping you?    IN THIS EPISODE, WE TALK ABOUT: Why you don't know what you’re missing until somebody can hold up a mirror for you and share other experiences One of the biggest clues that you don't have a good team How in-person events can help boost your business  W

It’s been 10 weeks since I invested in my first NFT, and in that time, my collection has grown to almost $400,000. Let that sink in. This is your nudge to get included in this game, start paying attention, and diversifying your portfolio into NFTs and blockchain technology. This is the seed planting stage, and your opportunity to experience explosive growth. I fully expect my cryptocurrency and NFT portfolio to be valued at well over $20 million in a few years with the rate that I’m going at now. Tune in to hear more updates about my NFT collection and tips for how to get on board today.    IN THIS EPISODE, WE TALK ABOUT: How my NFT collection has grown since I last shared about it  My recommendations for how to get started with cryptocurrency  A major win with my recent investment into Moonbirds  Why it takes delayed gratification to really make a profit    RESOURCES Text NFT to 310-421-0416 to get updates about my crypto and NFT learnings and investments.  Text DAILY to 310-421-0416 to get daily Money Ma