Jill On Money With Jill Schlesinger

The planning doesn't stop once you're actually retired, in fact, sometimes things can get more complicated, especially when you start mixing in taxes. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This weekend I'm so excited to welcome back Cal Newport to the show, who joins us to talk about his latest book, A World Without Email: Reimagining Work in an Age of Communication Overload. Modern knowledge workers communicate constantly. Their days are defined by a relentless barrage of incoming messages and back-and-forth digital conversations, a state of constant, anxious chatter in which nobody can disconnect, and so nobody has the cognitive bandwidth to perform substantive work. There was a time when tools like email felt cutting edge, but a thorough review of current evidence reveals that the "hyperactive hive mind" workflow they helped create has become a productivity disaster, reducing profitability and perhaps even slowing overall economic growth. Equally worrisome, it makes us miserable. Humans are simply not wired for constant digital communication. We have become so used to an inbox-driven workday that it's hard to imagine alternatives. But they do exist. Have a money question? Email me here. Plea

This weekend I'm so excited to welcome back Cal Newport to the show, who joins us to talk about his latest book, A World Without Email: Reimagining Work in an Age of Communication Overload. Modern knowledge workers communicate constantly. Their days are defined by a relentless barrage of incoming messages and back-and-forth digital conversations, a state of constant, anxious chatter in which nobody can disconnect, and so nobody has the cognitive bandwidth to perform substantive work. There was a time when tools like email felt cutting edge, but a thorough review of current evidence reveals that the "hyperactive hive mind" workflow they helped create has become a productivity disaster, reducing profitability and perhaps even slowing overall economic growth. Equally worrisome, it makes us miserable. Humans are simply not wired for constant digital communication. We have become so used to an inbox-driven workday that it's hard to imagine alternatives. But they do exist. Have a money question? Email me here. Plea

Maybe, just maybe one day you'll want to buy a house, but it's not like the purchase is imminent. Should you be saving any extra cash for the possible home purchase or investing it in the market? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you've been using index funds all along, and they've treated you very well, is there any reason to consider making the switch to ETFs? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most people want to head into retirement mortgage free. Is there a case when taking on a mortgage in retirement makes sense? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Many moms have been forced out of their jobs during the pandemic due to health or childcare issues. I joined CBS This Morning to explain what women should prioritize financially and what's in the new stimulus bill that could help them. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

All it takes is the one year anniversary of a global pandemic to get producer Mark on the air. Enjoy! Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we think statistics are the enemy, numbers used to mislead and confuse us.  Our guest this weekend, Tim Harford, says that's a mistake.  In his latest book, The Data Detective, Harford says we shouldn’t be suspicious of statistics, we need to understand what they mean and how they can improve our lives: they are, at heart, human behavior seen through the prism of numbers and are often “the only way of grasping much of what is going on around us.”  If we can toss aside our fears and learn to approach them clearly, understanding how our own preconceptions lead us astray, statistics can point to ways we can live better and work smarter. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we think statistics are the enemy, numbers used to mislead and confuse us.  Our guest this weekend, Tim Harford, says that's a mistake.  In his latest book, The Data Detective, Harford says we shouldn’t be suspicious of statistics, we need to understand what they mean and how they can improve our lives: they are, at heart, human behavior seen through the prism of numbers and are often “the only way of grasping much of what is going on around us.”  If we can toss aside our fears and learn to approach them clearly, understanding how our own preconceptions lead us astray, statistics can point to ways we can live better and work smarter. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

$1,400 checks, tax credits, and suspended evictions. I joined CBS This Morning to explains some of the key benefits in the latest stimulus package and what the expanded child tax credit means. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is there a rhyme or reason as to which assets you should be holding in your various accounts? For instance, should bonds be held in a taxable or tax-deferred account? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Having a few thousand dollars each month to save is a nice problem to have. What should you do with it? Save in a 529 plan? Hire an advisor? Open a brokerage account? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Saving 50 percent of your salary (while you can) in hopes of buying yourself some flexibility as you approach retirement sounds like my kind of plan. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ahh yes, one of my favorite topics ever! Does it make sense to keep renting or should I be looking to finally take the plunge and jump into home ownership? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's funny how your attitude toward asset allocation can change as you get older and the money starts to accumulate. In some cases, it makes you wonder if you really need to be taking all that risk. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

As tax season continues, this weekend we're bringing you one more episode sponsored by H&R Block. Stimulus payments have been a critical lifeline for many Americans during the coronavirus crisis. But what if you didn’t receive the full amount due to life changes such as a new baby or lower income? Thankfully there’s a way to solve this, in the form of a recovery rebate credit. The recovery rebate and your stimulus payments are actually one in the same. It’s just that the recovery rebate credit is paid as part of filing your return. Joining us this weekend to help make sense of it all is Kathy Pickering, the chief tax officer at H&R Block. As you're getting ready to file your taxes, remember that H&R Block has all your tax needs covered. Their experts have an average of 10 years’ experience. They’ve seen it all and can help get all the credits and deductions you deserve. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, w

When you have a chunk of money you want to invest, is it better to do it all at once or a little bit at a time, aka dollar cost averaging? Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is there such a thing as keeping too much cash in savings? I guess it depends on what your long and short-term goals are and if you already have an adequate emergency reserve. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nothing like planning for retirement as a young couple with half a million dollars in outstanding student loan debt. You know what's even crazier? I'm kind of okay with it! Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices