Docs Outside The Box - Ordinary Doctors Doing Extraordinary Things

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, Renee & Nii discuss how the common forms of debt (student loans, consumer debt, mortgage) keep you stuck in the rat race and burnt out!Things to expect in this episode:Renee clarifies how much she really owed the IRSThe Top 10 Medical Schools that keep their students in the highest debtsWhy you should consider refinancing your loansWhy the Darkos don’t co-sign loans for anyoneResources listed:Student Hero Medical School Repayment GuideHow long should a car loan be10 Medical Schools where students leave with the most debtWE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch:

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii discusses the trend of doctors seeking less than full-time work. Sarah Ledbetter, Physician Recruitment Manager at Provider Solutions & Development, is on to debunk the theory that medical employers are solely seeking full-time doctors.Things to expect in this episode:Defining Full-time workWhich generation is seeking more work/life balanceThe 'Covid Reset' and how doctors look at employment nowThe difference between part-time, per diem, and locums workThe trend of mid-career doctors seeking less than full-time workJournal Articles:https://psdconnect.org/journal/what-you-should-know-about-becoming-a-part-time-physicianMedscape Physician Lifestyle & Happiness Report 2022WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our comm

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii and Renée continue the conversation on money traps that doctors fall into with Money Trap #3: Doctors not negotiating their worth and not maximizing or diversifying their income.  Things to expect in this episode:Doctors trading time for dollars and finding that sweet spot in pay and lifestyleActive versus passive incomeRenée’s experience negotiating her contract vs. using an attorneyMedscape Study shows that burnout among physicians is up 47%Health Affairs study shows a significant gender pay gap between female and male physiciansEpisode 170 - Dr. X Files #2 – I became a martyr for medicine and my careerEpisode 293 - Women physicians make $2 Million less than male physicians?!Studies Talked About:Female Physicians Earn An Estimated $2 Million Less Than Male Physicians Over A Simulated 40-Year CareerAAMC 2021: Exploring Faculty Salary Equity art U.S. Medical Schools by Gender and Race/EthnicityComparison of Hospital Mor

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this special episode, Nii and Renée celebrate the 300th episode!! In honor of the occasion, they take a trip down memory lane to the early days of the podcast. Things to expect in this episode:Nii shares what inspired him to start the podcastThe first episode and first guest Nii finding and trusting his voiceNii talks about the hardest part of producing a podcast and some of his favorite episodes and guestsA champagne toast to the 300th episode!Tour For Diversity In MedicineWE WANT TO HEAR FROM YOU!!!!  FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.Things to expect in this episode:A discussion on FFELP, Direct Loans and Public Loan ForgivenessThe difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)Why the terms of a loan are more important than the interest payments of a loanThe perfect loan pay-off scenario for medical students, residents, and physicians PSLF Waiver60 Minutes feature of Public Service Loan Forgiveness (PSLF)WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDW

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii and Renée continue their conversation about the 11 money traps that keep doctors burned out. In today’s episode, they delve into Money Trap #2 - No Financial Planning. They break it down into three parts: budgeting, not understanding how money works, and not meeting with a financial advisor. Things to expect in this episode:The worry-free way to start a budgetHow to automate your spendingWhy money is a toolYou need a financial plan, but do you need a financial advisor or planner?Benefits and costs of getting financial adviceResources:Episode 274 - If You’re Not Saving Money, You Might Be The Problem - Money Trap #1:  https://drniidarko.com/episodes/if-youre-not-saving-money-you-might-be-the-problem-274/Check out Nerd Wallet’s article:https://www.nerdwallet.com/article/finance/best-budget-appsWhite Coat Investor Article: https://www.whitecoatinvestor.com/how-i-made-30000-taking-doctor-surveys/EveryDollar appBook Recommen

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii talks about all things related to podcasting with Orthopedic Surgeon and Sports Medicine specialist Dr. Derrick Burgess - Host of TimeOut with The SportsDr. Podcast. His podcast is where life, sports, and medicine intersect. Things to expect in this episode:The state of podcastingDr. Derrick's message and audienceAthletes and equityThe key to podcasting is the contentThe challenges and rewards of consistencyLearn more about Dr. Derrick: www.drderrickthesportsdr.comTimeOut with the SportsDr. PodcastWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)WATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is edited by

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Nii converses with Kevin Matthews, number one bestselling author, former financial advisor, certified financial planner and creator of BuildingBread, an educational program designed to inspire millennials to set, simplify and achieve their financial goals. In this episode, they cover many financial topics facing medical students, residents, and attendings - particularly how a recession impacts investing. Other topics discussed include inflation, the stock market, paying off student loans, index funds, bitcoin, and I bonds. Things to expect in this episode:Is the United States in a recession?What is a stock split, and why do companies do it?The best way for medical students to approach investingHow people should handle their student loans right nowHow to get started with Index FundsCheck out Nerd Wallet’s article:https://www.nerdwallet.com/article/finance/best-budget-appsUS Treasury I-Bonds: https://www.treasurydirect.go

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii and Renée sit down to discuss a multitude of topics including their 5-Star review, when a patient’s outcome is not what you thought it would be and switching from a PC to a MacBook. Lastly, they offer creative debt solutions to a listener grappling with going to PA school and accumulating more debt or pulling out of school and working.  Things to expect in this episode:Nii’s post-call experienceNii’s humbling switch from a PC to a MacBook Pro 14”MS, a DOTB listener, seeks advice about pursuing PA school and accumulating more debt or just workingRenée addresses the reality of time passing by and goals left unachievedThe reality of family support and financial debt in pursuit of a medical degreeResources:Check out How to Pay for PA school: https://www.studentloanplanner.com/how-to-pay-physician-assistant-school/WE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!! FILL OUT THE DOCS OUTSIDE THE

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this Docs Outside the Box episode, Nii and Renée take on two hot-button topics - abortion and gun violence. In the wake of the overturning of Roe v Wade and Uvalde, they explore the consequences for women who are denied abortions and the impact of gun violence on children and teens in our country. They also tackle the lesser known and understood issue of the disproportionate number of black residents that are dismissed from their medical programs and whether it is an admission or systemic problem. Nii and Renée unpack the studies that look at these issues.Things to expect in this episode:Nii and Renée’s professional and personal experience and outlook on the overturning of Roe v WadeA discussion of the Turnaway Study that followed 1000 women, over a decade, who sought an abortion in 21 statesThe professional implications of the overturning of Roe v Wade for doctors to medically treat pregnant womenThe impact and effects

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii talks with Molly Bell, a recruiter at Provider Solutions & Development, to discuss the income pay gender gap between women and men physicians and how women can negotiate their pay and leverage other benefits.  Things to expect in this episode:Gender pay disparity statistics and the reasons behind themMolly Bell’s role as a liaison between the candidate and the hospitalThe physician shortage and how women can leverageIs working as a full-time-employee negotiableResources:Physician Incomes Begin To Recover From PandemicFemale Physicians Earn An Estimated $2 Million Less Than Male Physicians Over A Simulated 40-Year CareerExploring the Physician Gender Pay GapWE WANT TO HEAR FROM YOU!!!!TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii sits down with Trevor Cabrera, who completed his residency training in General Pediatrics at the University of Texas Health Science Center in Houston and then transitioned to working as an exclusive Locum Tenens provider. Listen in as Dr. Cabrera, also known as The Nomadic Pediatrician, talks about his first locum job, paying off student loans, the lifestyle locum work affords him, and his blog that documents his travels and experiences.Things to expect in this episode:Trevor discusses why he pivoted to locum workThe early, lean locum daysConsistent locum work and paying off student loansThe lifestyle of a locum, especially the benefitsGrowing through locum workCheck out The Nomadic Pediatrician Blog: www.thenomadicpediatrician.comAdditional Dr. Cabrera writings:5 ways to make locums housing feel like homeFrom medical school to residency to…locums?Paying off medical school debtThe social life of a locum physicianWE WANT

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!After reading Mark Manson’s New York Times Best Seller, The Subtle Art of Not Giving a F-ck, not once, but two times, Nii extracts and summarizes the most noteworthy points.Things to expect in this episode:Who you are is defined by what you are willing to struggle forLearn to give a F about what’s really important to youChoose values that you can control and are not based on othersIs the root of your constant stress and anxiety a need for approval?Happiness is misunderstoodATOMIC HABITS BOOK FACTOR_  (Healthy, Fully-Prepared Meals Delivered) Click HERE to get $40 off the 1st Box you order!!!WE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @dr

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!A leading expert in medical entrepreneurship and healthcare venture capital, John Shufeldt, MD, sits down with Nii to discuss the twenty businesses he has started, their successes and failures, and how physicians can start and scale their own ventures.Things to expect in this episode:Tribal Health, is the best thing he’s done in healthcareShufeldt discusses the difference between staffing mission-driven people and those there for the paycheckShufeldt discusses the successes and failures of the many businesses he’s started and sold. The difference between bad execution and bad business ideas How much capital should one invest into their business, and how are venture capital connections made?WE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Inflation is here and there aren’t many people out there who are fans of it either. Gas and food prices are through the roof (among other consumables). But there might be a small silver lining in this if you have some extra cash lying around. Treasury I Bonds (issued by the U.S. Treasury) have been very enticing lately. This is not just because they’re considered safe, but also because the interest rate is tied to the government’s measure of inflation. TLDR: The higher inflation goes, the higher the interest rates on I Bonds. Dr. Leif Dahleen, also known as Physician on Fire, is on the show to discuss the basics of I Bonds. Things to expect in this episode:What are US Treasury I BondsHow are US Treasury I Bonds calculatedThe Pros & Cons of using Treasury I BondsWhy does Physician on Fire recommend Treasury I BondsWho should be purchasing these bondsPhysician on Fire’s Step by Step Guide on Treasury I Bonds: How, When, a

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Navient got sued by multiple states for unscrupulous behavior that pushed borrowers to use forbearance instead of income-driven repayment plans. Things to expect in this episode:Nii talks about how much he’s getting from the class-action lawsuit against NavientNii talks about how the multiple forbearances ballooned his loans from $240,000 to $330,000NPR reports Problems with Income-Driven Repayment PlanCrazy work schedules to pay off student loansFill out the Docs Outside the Box SurveyThe Batman brief reviewWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!https://www.youtube.com/drniidarkoJoin our communityText word PODCAST to 833-230-2860 Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniida

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Things to expect in this episode:Renee talks about being post-call with OB.Does she prefer working as a locums or doing per diem workNii and Renee answer listener feedback/questions from text messagesNii & Renee share if they bought a new rental property with AwningNii & Renee help a pre-PA student decide if $275k of student loan debt is worth itWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!https://www.youtube.com/drniidarkoJoin our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comI’m cooking up flavorful food with Factor while on locum

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Nerissa Kreher is a Chief Medical Officer of a biotech company and a Pediatric Endocrinologist. She transitioned into biotech early in her career and brings 15 years of experience in the biotech/pharmaceutical industry. Things to expect in this episode:Dr. Nerissa talks about how she got started in the pharmaceutical industryShe explains the differences in job titles of medical affairs,  clinical development,  and drug safetyA description of her work/life balanceHow moving between companies allowed her to climb the ladder to successThe importance of networking to get a foot in the door for pharmaceutical jobsWE WANT TO HEAR FROM YOU!!!!  TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!https://www.youtube.com/drniidarkoJoin o

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Lucie Mitchell is a long time listener of Docs Outside. She joins Dr. Nii today to share her story about how a major panic attack in the last 3 months of residency training led her to pay off $70,000 of student loan debt in less than a year and turn medicine into art. Things to expect in this episode:How a debt-induced panic attack and a phone call with Dr. Renée resulted in an aggressive loan repayment planHow Dr. Lucie turned her back pain into art for herself and othersHow she roped the dean of her medical school into babysitting her daughterHow one of Dr. Nii's mindset episodes helped Dr. Lucie stop stalling and take action Check out Dr. Lucie's artistry at www.phoenixnoirdesigns.comWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL S

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Things to expect in this episode:Our podcast has a new descriptionUpdates on my first four months with Atomic HabitsI’ve been working out for 16 weeks straight (T25)Waking up at 5 am4 Books in 4 monthsWill by Will SmithThe Subtle Art of Not Giving a F*ck by Mark MansonAtomic HabitsYou Are A Badass by Jen SinceroEating healthy on locums assignments with FactorWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDI’m cooking up flavorful food with Factor while on locums. Click HERE to get $40 off the 1st Box you order!!!WATCH THIS EPISODE ON YOUTUBE!https://www.youtube.com/drniidarko  Join our communityText word PODCAST to 833-230-2860 Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.com Podcasting Course: www.docswhopodc