Something More With Chris Boyd Show Podcasts

This week, Chris and Brian Regan, CFA®, discuss job market and inflation updates from the Federal Reserve, along with America's cash glut and investment fallacies. AMR's team of experts give insight on bad investment habits to break given the implications of politics, taking on too much risk, investing without a financial plan, and more. 

In this "Best of Something More with Chris Boyd" replay from October 18, 2021, Chris and Brian Regan review Q3 portfolios, and Q4 market conditions and portfolio designs.  They discuss the influences of COVID-19, inflation and growth, equity allocation, and fixed income allocation on the markets. 

In this "Best of Something More with Chris Boyd" podcast replay from October 4, 2021, AMR discusses the article "Men over 45 who identify as having 'excellent investment experience' are more likely to panic sell during a market downturn, MIT study finds." Brian reviews things to consider going forward, including covid, savings, wage growth, real estate, S&P 500, SPACS, inflation, durable goods, Evergrande, and the debt ceiling. 

For National Retirement Security Week, the AMR team discusses retirement planning, giving tips on how to save and plan for your retirement with many factors to consider.  Chris Boyd, CFP®, and Scott Birmingham, CFP®, speak on their CFP® certifications, how they started in the industry and how they became Certified Financial Planners in the first place. 

AMR advisors provide their insight on these questions from the client mailbag: Will Roth IRA’s be taxed in the future? Are there any steps we can take to minimize our taxes in 2021/2022? Does it matter when we withdraw from our Required Minimum Distribution? Chris and Jeff Perry discuss the implications of lower tax rates and higher tax collections from political shifts, and misconceptions about corporate taxes. Adam Minsky, attorney and student loan expert, joins to discuss student loan forgiveness changes, including who qualified and how to apply under President Biden’s Expansion of Relief. Chris and Scott Birmingham introduce AMR’s complimentary 401(k) offer, which provides consultation on where to place funds and how to diversify. Call Scott Birmingham at 866-771-8901 to schedule a review. 

Chris and the AMR team discuss challenges the holiday season can bring to one’s financial picture, the use of credit compared to cash purchases, and how saving and budget planning can positively impact your holiday spending habits. Do you own a pet or are you considering adding one to your family? The AMR team discusses the cost of pet ownership beyond initial pet purchase, digging into pet insurance and how budgeting for routine pet expenses can benefit your financial circumstance. 

Chris Boyd and Brian Regan review Q3 portfolios, and Q4 market conditions and portfolio designs. They discuss influences of COVID-19, inflation and growth, equity allocation, and fixed income allocation.

Chris is joined by Cathi Ingersoll and Jeff Perry as they look into the top ways to become a millionaire and the richest people in America.

Chris and the AMR team is joined by Bruce Monrad of Northeast Investor's Trust to discuss portfolio management strategies, the Fed, high-yield bonds, and and many other financial topics. 

Chris, Scott, and Jeff discuss a recent Kiplinger survey asking retiree’s (or those near retirement) how the pandemic has had an  impact on their finances: What are they more worried about? What impact has the pandemic had on their retirement? What are their financial goals for the next year? Jeff discusses the upcoming Something More Mentoring Program and seminar “Financial Impacts of Proposed Policy Changes from Washington, D.C.”. Register at 508-771-8900 or email clientservices@AMRfinancial.com.

Did you forget about a 401(k) that you established with a prior employer? It’s best to take care of the 401(k) within a year of leaving the company. Options include rolling the funds over into an IRA (preferred) or to the new employer’s retirement plan. AMR is offering a complimentary financial review of your 401(k) – with consultation on where to place the funds and how to diverse your investment. Call Scott Birmingham at 866-771-8901 to schedule your complimentary 401(k) review or visit us at https://amrfinancial.com/401k-complimentary-consultation/ to learn more.

Nicole Spencer, Executive Director and Kristen Boyd, Board Member of Heroes in Transition join Chris. Heroes in Transition provides transitional support, home modification assistance, and financial assistance to veterans, military members, and their families. Kristen Boyd and Sarah Daley are Co-Chairs of the “Stronger Together” 12th Annual Heroes in Transition Fall Gala. The gala will be held on Saturday, November 6th at the Seacrest Resort in Falmouth, MA to raise funds in support of the troops. Tickets may be purchased at heroesintransition.org, which include a buffet dinner, speakers, and a live auction.  

AMR discusses the Business Insider article “Men over 45 who identify as having 'excellent investment experience' are more likely to panic sell during a market downturn, MIT study finds.” and risk profiles. Brian reviews things to consider in the market: Covid, savings, wages, real estate, S&P 500, SPACS, inflation, durable goods, Evergrande, and the debt ceiling.

Jeff Perry discusses the recent events concerning Chinese company Evergrande with Brian Regan.  Jeff Tomaneng and Scott Birmingham join to answer listener questions from the Mailbag.

Jeff Perry hosts this week as we mark the beginning of the Fall season discussing Fall financial tips/moves to make.  Jeff is joined by Cathi Ingersoll, Jeff Tomaneng, and Scott Birmingham to discuss topics such as estate planning and Roth conversions.

Chris and Brian review the scorecard that AMR developed to help those interested in ESG (Environmental Social Governance) investing. It ranks companies based on their cost, performance, and degree to which they have eliminated various “sin” products. Communication and goal setting is critical for couples when it comes to financial planning as individuals have different beliefs and habits about how to handle money. Prenups are becoming increasingly popular, especially for couples entering a second marriage. Gifting appreciated stock as a Qualified Charitable Distribution may be better served than selling it, taking the capital gains hit, and then donating it. AMR talks about Qualified Charitable Distributions and Donor Advised Funds.  

Chris and Jeff Perry discuss the House Tax Proposal and how it could affect personal finances, they cover – personal income, corporate income, capital gains, estates and gifts, cryptocurrency, and electric vehicle purchases. They also discuss Social Security. The good news is that the cost-of-living increase (COLA) for Social Security is expected to be 6.2% in 2021. The bad news is if nothing changes to Social Security there could be a significant decrease to benefits in 2034.

Chris and Scott think back to their own experiences witnessing the 911 attacks. Scott fills us in on some recent developments in the Nashville market. 

Chris and Brian share financial metrics in 2001 as compared to today, including the Federal Budget, the US GDP, the S&P 500, the Dow Jones, and housing prices. Chris and Jeff discuss new government programs implemented since 911, including Homeland Security, ICE, the Patriot Act, and more.

Chris welcomes Mark Skala, CEO of Cape and Islands United Way and Dorothy Savarese, Chair and CEO of Cape Cod Five. This year’s Power of the Purse event, hosted by Women United, will be held on September 22nd. Dorothy is this year’s recipient of the Women of Impact award and will be honored at the event. Proceeds from the Power of the Purse are directed to programs encouraging self-sufficiency for women.