Jerry Banfield

Hear how hard I worked to be a cheap person most of my adult life only to waste all of those gains and more on foolish large purchases. Listen to how I would waste hundreds if not thousands of dollars going out at the bar and then rationalize not tipping at a restaurant. Be inspired in seeing what works for me today to be more generous with smaller expenses and more intelligent with larger expenses. Know that while I am not perfect today, I have made better decisions in the last two years with my finances than I ever have since I could hold a dollar bill. When you hear my struggle with asking for help with money only to get the same cheap principles applied back on me, I hope you will have more love and patience dealing with the same in your life. It hurts to be on the receiving end of other people acting cheap while then wasting all of their hard earned money on decisions like buying a house that is barely what is affordable or not learning more about retirement planning. Thank you for reading this and