The "daily Call" From Option Alpha: Options Trading | Stock Options | Stock Trading | Trading Online

Hey everyone. This is Kirk here again from Option Alpha and welcome back to the daily call. Today, we're going to be talking about why I believe you should not pay off your credit cards. Why I believe you should not pay off your credit cards does not mean that you keep a massive credit card balance. I want to clear that up as we get started. And I’m definitely not saying that you leave these massive credit card balances and not make minimum payments if you don't have the funds to pay off most of your credit card. But what I am saying is that when you look at what factors affect your ability to generate a higher credit score, one of the key factors is credit utilization and basically, just the capacity to hold credit. And the reason I want to talk about this today is because we don't often talk about credit scores or credit cards, etcetera, but I think it's an important part of just your overall finances. And so, I want to start diving deeper into some of these financial, personal finance topics, I guess you c