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Many stores are going cashless—meaning, they only accept cards and mobile payments. Retailers say it lowers costs, improves speed at the counter, and helps with employee safety. But others say it discriminates against those who don’t have access to credit. In Sweden, the world’s most cashless society, even the banks don’t take cash. Plus, learn the phrase “point to” when describing an argument. Read the full transcript of this episode at http://www.plainenglish.com/152     Transcripts are always free and available now! ¿Hablas español? Você fala português? Parles-tu français? 你会说中文吗？日本語を話せますか？ The episode transcripts include instant translations from English to Spanish, Portuguese, French, Chinese, Italian and Japanese. Hover over or tap a highlighted word for the translation. Connect with Jeff on Twitter (@PlainEnglishPod) and Facebook (PlainEnglishPod). Or e-mail jeff@plainenglish.com **NEW** Connect with us on WhatsApp! Send a message to +1 312 967-8757 and add us to your contacts to receive messages from