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" Facebook announced a new cryptocurrency, the Libra, which will be governed by a nonprofit in Switzerland. The currency, which will be available in 2020, has the backing of major e-commerce brands, but carries risks. Plus, learn the English phrasal verb ""hold up."" Read the full transcript of this episode at http://www.plainenglish.com/168      Transcripts are always free and available now! ¿Hablas español? Você fala português? Parles-tu français? 你会说中文吗？日本語を話せますか？ The episode transcripts include instant translations from English to Spanish, Portuguese, French, Chinese, Italian and Japanese. Hover over or tap a highlighted word for the translation. Connect with Jeff on Twitter (@PlainEnglishPod) and Facebook (PlainEnglishPod). Or e-mail jeff@plainenglish.com **NEW** Connect with us on WhatsApp! Send a message to +1 312 967-8757 and add us to your contacts to receive messages from Jeff and JR! If you like the program, please leave a review or rating wherever you listen. It will help others discover the progr