Payments On Fire

Online trust requires a context-based understanding of who we transact with. Attributes about us are needed to build that trust but in many transaction contexts we share more than we need to. To pick a simple example, the law says you must be 21 to buy alcoholic beverages but our current method of proof is to show our driver's license, an unnecessary oversharing of personal information. Why show that creepy barkeep where you live when you only need to prove you were born before 1997? In this wide-ranging Payments on Fire podcast, George and Lockstep Technology CEO Steve Wilson discuss how we share the attributes that, in aggregate, define to the online world who we are. Steve makes the case that security and identity professionals continue to encourage the oversharing of personal data. Now that we have sophisticated network-based fraud management tools - device fingerprinting, behavioral analytics, machine learning and AI - that generate a crisp profile of our devices and our behavior, the attributes that a u