Rhetoriq

Is cryptocurrency a gamble or an investment? Can it truly be an enabler of financial inclusion? Recently, Charlie Scharf, CEO of Wells Fargo, remarked that "crypto can be worth something as long as someone believes it's worth something." From cryptocurrencies to stablecoins to Central Bank Digital Currencies (CBDC), what is the next version of capital markets and what does the future hold? In this episode of One Vision, Theo and Arun chat with Richard Turrin about the aftermath of the Terra Luna crash, the ripple effect for decentralized finance, regulatory differences between regions, and potential path forward. See acast.com/privacy for privacy and opt-out information.

Is fintech transitioning from teenager to adulthood? If so, how do we learn and grow together as a force for good? Are we making the right choices? And how can we help shape the future of this industry, from what we do, to who we include at the table, and how we get there? In this episode of One Vision, Theo chats with Raf De Kimpe about the upcoming Fintech Week London (July 11-12). With a full suite of partners including the Department for International Trade, London & Partners, and the City of London, along with conference topics ranging from open finance, identity, big banks and big tech, to crypto, sustainability, and fintech for good, there will be no lack of thought-provoking conversations. It’s time to celebrate the human connections, make memories, and be part of something truly special.  See acast.com/privacy for privacy and opt-out information.

It’s been said that the metaverse could be the next trillion-dollar opportunity. From retail and fashion, to gaming, sports, and even financial services, brands are actively trying to figure out how to engage with a new audience and capitalize on the excitement. But what is it like to be fully immersed as a creator? In this episode of One Vision, Theo and Arun chat with Jyothee Murali (@jyxdi), a talented painter and NFT artist, on her journey, the virtual community, and what the future holds for the fast-evolving space. See acast.com/privacy for privacy and opt-out information.

According to a recent survey by the CFA Institute, 85% of investment managers across countries are increasingly incorporating ESG (Environmental, Social, and Governance) criteria into investment decisions. While opportunities abound in this fast-growing sector, what gets measured and how it’s measured can quickly grow in complexity. And are we focusing too much on what investors care about, and missing the broader picture of the impact on our planet and its people? In this episode of One Vision, Theo chats with Alexandria Fisher, Sustainable Finance Manager of Global Risk Institute on social responsibility, ESG data, and regulations. While perfection may not exist, we need to start somewhere. See acast.com/privacy for privacy and opt-out information.

How can we bring tech and finance together to create a better world, one that would be around for the next century and centuries thereafter?  Our most vulnerable populations are increasingly facing impossible choices with rising inequalities and worsening impact of climate change. There is no time to waste: We must make sure that our actions can help to create opportunities for those who don’t have a seat at the table; and we must do so ethically, responsibly, and with haste. Stand for something or you will fail. In this episode of One Vision, Theo and Bradley chat with Chris Skinner about his latest book, Digital Good, and how values will become a key differentiator in banking. See acast.com/privacy for privacy and opt-out information.

If you give a kid one $100 bill, what would they do with it? How do you teach a kid the discipline of saving especially when it is so easy to spend and consume? And where (and whom) can they turn to, to even learn the basics of money management and investing? In this episode of One Vision, Theo and Stephanie Foster chat with Mac Gardner, Founder & CEO of FinLit Tech, two-time author of The Four Money Bears and Motivate Your Money, on his quest to promote financial literacy and financial wellness. See acast.com/privacy for privacy and opt-out information.

It is often said, digital technologies are driving transformative change in our society. But at what cost? As consumers, do we truly understand how information is being collected and used, and the associated risks and implications? Can we truly trust companies enough to just ‘click and ignore’? In this episode of One Vision, Theo and Barb Maclean chat with Hessie Jones, Venture Partner at MATR Ventures on venture capital model, community building, and tech ethics. From data rights to privacy and security, there is still a lot of work to be done. Hessie’s advice: Ethics needs to become a standard. And remember, just because you can — doesn’t mean you should. See acast.com/privacy for privacy and opt-out information.

If you have seven minutes to showcase a fintech idea, what would you say? In a world full of unicorns, or even decacorns, the next best thing might just be at your fingertip, waiting to be discovered. In this episode of One Vision, Theo and Mary Wisniewski chat with Jim Bruene, the Godfather of FinTech and Founder of Finovate, reminiscing the good old days of what once was, and looking at what has yet to come. There is still a lot of momentum and tons of good that can be done — if we look hard enough. Speaking of, what is your favorite Finovate moment? See acast.com/privacy for privacy and opt-out information.

Remember the song by Pattie Page, “How much is that doggie in the window?” If the virtual worlds continue to proliferate, are we going to ask, “How much is that doggie in the metaverse?” In this episode of One Vision, Theo and Arun chat about the evolution from Web2 to Web3, the promise of decentralized tech in a creator-led world, and the challenges that we still need to overcome. In a world powered by cryptocurrency assets and NFTs, what roles do incumbent financial institutions and traditional brands play? Is the promise of decentralized power too good to be true? See acast.com/privacy for privacy and opt-out information.

Much has been written about the Great Resignation where people have left their jobs in search of more meaningful work and personal fulfillment. We are at a critical juncture in history; how we work, where we work, and when we work, are all being redefined. What might work look like when the dust is settled and how can we help to reshape the culture? In this episode of One Vision, Theo, along with Danielle Guzman, chat with Diana Wu David, Future of Work strategist and author of Future Proof, on finding purpose and our place in the future. As Oprah Winfrey once said: “The key to realizing a dream is to focus not on success but significance — and then even the small steps and little victories along your path will take on greater meaning.” It’s time to seize the opportunity to reboot and commit to creating a better future, together. See acast.com/privacy for privacy and opt-out information.

One step forward, two steps back. Despite increasing awareness and promises from corporations, metrics such as the gender pay gap and funding for female founders have barely budged. How then, can we truly move the needle for workplace gender equality in financial services and beyond? In this episode of One Vision, Theo chats with Nadia Edwards-Dashti, co-founder of the Harrington Starr Group, on her new book, FinTech Women Walk the Talk. As Nadia pointed out, FinTech, as an industry, has always been about driving changes. Together, we can ignite the passion of our allies, and build an ecosystem that is fully representative of the diversity of the society whom we serve. See acast.com/privacy for privacy and opt-out information.

Artificial intelligence is embedded in almost every aspect of our lives, from financial services to healthcare, retail, and beyond, and will play an increasingly important role in everything we do and what we create. But we have merely scratched the surface of what the technology can deliver; ample opportunities exist for us to build solutions that can work together with humans and help us make better decisions, especially for high-stake use cases where human emotions play an important role. In this episode of One Vision, Theo chats with Francesca Rossi, IBM fellow and IBM AI Ethics Global Leader, on the foundational properties for AI ethics and putting the principles into action. https://ibm.co/3DB8F4w See acast.com/privacy for privacy and opt-out information.

A significant amount of money has been invested in FinTech in the past decade; according to CFTE, the FinTech sector is now equivalent to 38% of the banking sector in terms of market capitalization. If FinTech was considered a city, it would rank 3rd as an employer in financial services, after New York and London. In a world where we are playing buzzword bingo on a seemingly daily basis, how do we stay on top of the real innovation trends in this fast developing world? And how can we facilitate pathways to these new opportunities and make sure that no one is left behind? As the saying goes, talent is equally distributed; opportunities are not. In this episode of One Vision, Theo chats with Tram Anh Nguyen, co-founder of CFTE, whose mission is to leverage the power of education to create a more inclusive and welcoming new world of financial services. That’s certainly a purpose we can all get behind.  See acast.com/privacy for privacy and opt-out information.

How can we create an environment where innovation thrives? In a world where we are constantly distracted by dazzling new technology, it is easy to get caught up with cool toys and forget what we are trying to do. In this episode of One Vision, Theo chats with Dave Cunningham, Chief Commercial Officer at LexTego on lessons learned around bringing innovators, creators, entrepreneurs, and leaders together, and what it takes to build sustainable communities. You might even learn an Irish word (or two) while following along Dave’s yoga journey. Who says fintech isn’t fun? See acast.com/privacy for privacy and opt-out information.

As the saying goes, “Ain’t No Mountain High Enough” — have you ever wondered what stops people in their tracks, and how we can overcome obstacles in our lives? As it turns out, you can use the power of the mind to rewire your brain and achieve the extraordinary. In this episode of One Vision, Theo chats with Frederique Murphy, author of “Lead Beyond the Edge: The bold path to extraordinary results” about her book and her personal transformation journey. As Frederique noted, an engaged brain learns better, retains better, and performs better. We hope you too can be inspired to step out of your comfort zone and take the leap to the edge and beyond. See acast.com/privacy for privacy and opt-out information.

How well are women and communities of color being represented in financial services? And how many brilliant ideas don’t get the opportunities they deserve because we are not listening to all the voices? Many people assume that we have a pipeline problem, that there are no women or prominent female leaders in financial services. But that cannot be further from the truth. We don’t have a pipeline problem; rather, we have a listening problem. In this episode of One Vision, Theo chats with Sonya Dreizler and Liv Gagnon, founders of Choir, who are on a mission to change whom the finance industry listens to. You can’t be what you can’t see. Together, we can help change the status quo, one conference at a time. See acast.com/privacy for privacy and opt-out information.

What makes a community? And what comes to mind when you see the word, community? A common bond, perhaps — around our mutual love for technology, and a conviction to bring inclusive finance to more in our society. Or perhaps a love of music, craft beer, and human connection.In this episode of One Vision, Theo chats with Lisa Moyle, Chief Strategy Officer and Co-founder VC Innovations / Fintech Talents on the fintech community, and the trends we expect to see in what’s shaping up to be a very busy 2022 in the financial services industry and beyond. There is never a dull moment in the land of fintech. See acast.com/privacy for privacy and opt-out information.

There is no lack of Buy Now, Pay Later news in fintech, with hundreds of BNPL startups around the world vying for a piece of the pie. The trend has also attracted the attention of established giants, from Citi, J.P. Morgan Chase, and American Express, to Apple, PayPal, and Amazon, all competing for customers who want the ability to spread payments over time. Even the B2B space is catching on, with ACI Worldwide launching a new product for merchants to enable them to offer customers payment options with more than 70 BNPL lenders. While paying in installment isn’t new, the rapid rise in popularity of BNPL and easy access to credit has sparked concerns that it will encourage excessive consumerism and debt. In this episode of One Vision, Theo chats with Michael Hershfield, founder and CEO of Accrue Savings, on balancing consumption and savings, and seeing the world with a human lens. See acast.com/privacy for privacy and opt-out information.

From opening a bank account and rebuilding credit, to finding employment and securing housing, the challenges that millions of justice-involved individuals and their families face are immense. How then do you design for a community of 20 million people who are trying to get back on their feet? If not now, then when? In this episode of One Vision, Theo chat with Yassi Hadjibashi and Keith Armstrong, founders of Stretch, a fintech company dedicated to empowering communities impacted by incarceration to become financially strong. There is hope for impact for community players, if we are intentional. See acast.com/privacy for privacy and opt-out information.

What role do cloud solutions play within today’s financial services industry? How has the infrastructure and partnership ecosystem evolved to support the needs of the global market? In order to compete in today’s fast changing world, how can fintechs of all sizes best embrace and accelerate innovation? In this episode of One Vision, Theo and Bradley chat with Briana Frank and Chris Rosen from IBM about the market trends from the future of work to cybersecurity and data compliance, and how banks and fintechs can adapt to these changing dynamics in order build faster, more securely, and anywhere — across clouds and on-premises.  See acast.com/privacy for privacy and opt-out information.