You Need A Budget (ynab)

Create more than you consume, and develop a bias toward action.

Beware the tendency to not scrutinize your credit card point purchases.

Totally off-topic, but maybe till'll resonate with you. How I manage my To Dos.

When something financially unexpected happens, we all ask ourselves this same question. It's often seen as a negative, but let's turn that on its head.

We spent a week at Disneyland, and I learned a few things about questioning our assumptions.

YNAB's Notes feature is as flexible as your imagination. Let it run wild!

Perhaps generosity benefits the giver in ways not previously considered.

  How to you change the status quo? Adopt an extreme behavior for a while, and let it teach you (in surprising ways) some new money lessons.

  Sometimes in your excitement to start budgeting, you take the whole "categorization" thing a bit too far. No?

Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy

We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.

If you're running a business with YNAB, should you have it as a separate budget, or part of the same file?

Luckily, budgeting has nothing to do with the olympics. Take another run as often as you want.

The key, is to break it down.

YNAB has a great dollar-for-dollar value proposition, but the intangibles of budgeting are even better.

Winning financially is simple. You just need a pen, a paper, and a plan.

I think I save for its own sake, assuming there's something inherently good about saving "more," regardless of the fact that more remains undefined. Maybe I should relax.

YNAB had a banner year (thank you for telling your friends and family!). 2014 shall be the year of the status quo.

Since Julie took over the budget, things are green. Christmas is no different. We've been saving all year for it. It's exactly how you too, can have yourself a merry little Christmas.

This "loophole" isn't a loophole at all. It's actually a plain Jane tax planning strategy that can be employed by almost anyone, with even the most boring of tax returns. You can contact Casey directly at casey@wealthguardadvisors.com.